Sometimes, buying insurance can be confusing, as there are many different types of coverage and plans to choose from. If you’re looking into homeowners insurance, you may have heard the mention of earthquake insurance. Earthquake insurance covers the damage that your home sustains during this type of naturally occurring event. You might wonder how you will know if you need earthquake insurance, and here is an overview that can help you make the determination.  

Do You Live in a Risky Area?

While an earthquake can happen in any state, some states are more prone to its occurrence. California is among the 16 states more likely to experience natural earthquakes. So, living in Glendale, CA means you’re at a much higher risk of your home becoming damaged by this type of natural disaster. Therefore, you should seriously consider purchasing earthquake insurance. 

Can You Afford to Pay Out-of-Pocket for Repairs?

Many homeowners cannot afford to pay out-of-pocket for home repairs should an earthquake occur and cause damage. If you’re in this category, buying earthquake insurance is a good idea. Voi Insurance Solutions LLC offers earthquake and other types of insurance to meet your needs. We are a full-service insurance agency that serves your area, and we’re ready to provide you with top-quality coverage today so you’ll be prepared in the event of a damaging earthquake.

As you can see, buying an earthquake insurance policy is a good idea since you live in the Glendale, CA area, a state that experiences frequent earthquakes. Contact us today at Voi Insurance Solutions LLC, and we can provide you with a quote, which should help you make the final decision regarding whether to add earthquake insurance to your plan.