Flood Insurance in California

In most cases, different home insurance policies do not offer the flood insurance coverage option. That is so unfortunate given that floods are the most common natural disaster in the United States. That is even worse if you live in a high risk flood area. Luckily, with Voi Insurance Solutions, LLC in Los Angeles, CA, you can always apply for the flood insurance coverage option.

We help protect your apartment, business, condo, and even your mobile home in California among more. We can protect your property from floods up to the limit set by The National Flood Insurance Program (NFIP) and if you want extra flood coverage, our employees are always here to advise you on the way forward.

Here is a list of some of our flood coverage options:

Building Coverage

When floods occur, your house structure may get completely or partially damaged. With this coverage, all the costs involved in repairing or rebuilding your home are covered.

Contents Coverage

Floods can be very destructive to a home. For example, some items such as electronic appliances are easily affected by water and therefore, there is a very high chance that your appliances can get damaged. With this coverage, all belongings destroyed by the floods may be completely covered.

Replacement Cost Coverage

With this coverage, you can be assured of getting a reimbursement for the cost of replacing your California home in the case of a flood occurrence. However, this option is only available for primary residence or single families.

To get your flood insurance claims, we firmly recommend that you do the following: Give us a call as soon as you find your house flooded, take photos and videos of the damage, and save all the receipts for any expenses incurred when trying to mitigate the floods. With that, we can assure you that you will get all or most claims covered.

Stop by our nearest location to speak with one of our agents about a policy, or just give us a call.