Condominium ownership is popular in the Glendale, CA area. They require less external maintenance, condo communities are generally more secure, and owners are interested in the property’s value.

VOI Insurance Solutions LLC is pleased to serve condo owners throughout the Glendale, CA region, including with vital liability insurance. Why is liability coverage so crucial for condo owners?

Association Insurance is Limited in Scope

While your HOA is likely to have insurance coverage, it probably only covers their interests. While that may include liability protection in your community’s common areas, it will not cover you in an injury accident within your home.

Condo Communities Tend to Be Social

One of the appealing aspects of owning a condo is that they tend to offer social activities to people of common interests. This makes it easy to socialize in each other’s homes. If an injury accident should occur to a visitor, condo liability insurance will help protect you financially.

Condos Are Often Visited by Family, Friends, and Even Tenants

Condos are frequently located in areas that are appealing for family and friends to visit. For this reason, they are also appealing to use as rentals. As a condo owner, you are responsible for the safety of your guests while at your home. Condo liability insurance can help provide that protection.

Your Association May Require It

An HOA could have more control over the daily aspects of your condo than you may think. Many require condo insurance, perhaps including liability coverage. Check with the HOA for the minimum insurance levels required for your condo.

If you have questions about condominium insurance in general or liability coverage specifically, we invite you to connect with us at VOI Insurance Solutions LLC. If you own a condo in the Glendale, CA area, contact us today to ensure you have the coverage you deserve.